If your circumstances have changed making it difficult to pay the same payments or your interest rate has suddenly increased, it may be time to attempt to modify your mortgage. Many homeowners are upset at seeing the value of their home collapse as their payments rise. We can negotiate modifications with your banks using HAMP (Home Affordable Modification Program), HARP (Home Affordable Refinance Program) , or any other government or private loan modification program.

Even if you have tried to refinance your home without success, there may be an option available for you to obtain a modification of your loan if you act quickly once you know you’re getting behind in payments. A professional can help determine whether you qualify under the President Obama administration’s plan to preserve homeownership for many people who have outstanding loans through loan modification.

The Law Office of Michael Levitis, P.C. acts as a mediator by providing Loss Mitigation Services for both homeowners and lenders in the loan modification business. In these ever changing, fast paced times of economic turmoil, our firm remains on the cutting edge in the financial market trends. We are well-informed and connected to respond to the ever-changing world of home retention, foreclosure, loan modification and loss mitigation laws.

Our consistent track record of uncompromising ethics instill confidence and trust. We respond quickly and give you the most efficient and personally tailored service available in the industry today. We know that many Americans face difficult times and individual hardship. We are highly successful in assisting in the home loan restructuring field.